Kapwork Receivables certification software

BelievableReceivable™

You did the work. Believable Receivable™ certifies each invoice in your customer's own system of record and brings the certified deal to funders who compete to fund it.

Two minutes. No commitment. No customer calls. Kapwork adds 0% to any offer. The funders pay us.

Believable Receivable™ ledger Certified
INV-20418Approved in portal$84,200
INV-20431Scheduled$126,750
INV-20455Paid$61,900
Source of record: customer portal, read liveregistry.kapwork.com/ric/…
$700M+in receivables certified
300K+invoices certified
4,000+customer portals read
0fraud incidents. SOC 2 Type I & II
The software

What Believable Receivable™ does

Cloud software that connects to your customer's business systems, retrieves and authenticates the invoice record, and generates certifications, reports and analytics on every commercial transaction.

1

Retrieve

Connect the portal, ERP or mailbox your customer already uses. SAP Ariba, Coupa, Oracle, OpenText and 4,000+ buyer portals. Believable Receivable™ reads the record there.

2

Certify

Each invoice is authenticated against your customer's own system. Status is tracked continuously: approved, scheduled, disputed, paid. You can't edit it, and neither can anyone else.

3

Report

Every certified invoice gets a Receivables Integrity Certificate: a tamper-proof record with a link any funder can open at registry.kapwork.com.

Matching you with funding

Funders compete. You take the best offer.

Believable Receivable™ takes your certified invoices to the Kapwork Funder Network: factors, asset-based lenders, trade credit insurers, private credit and banks. They underwrite from your customer's record, not your word.

  • Multiple offers on certified invoices. You choose.
  • Certified invoices get up to 90% advanced, versus a conservative 75%. On a $100K invoice, that's $15,000 more working capital.
  • No notice of assignment. No one contacts your customer.
  • No loan, no lien, no personal guarantee from Kapwork. You keep the invoice.
  • Kapwork adds 0% to any offer. The funders pay us, only when you accept an offer you chose.

Receivables are one of the safest assets in finance and the worst at proving it. Nowhere else in American lending is the applicant the main source of evidence that the collateral exists. A Believable Receivable™ lets your customer's system hold up the proof.

Pete Thomas, cofounder, Kapwork

Believable Receivable™ desktop Windows · macOS

Certifies on a schedule, hands free. Runs on your machine, logs into the portals you point it at, and keeps every certificate current.

The desktop app

Downloadable, for portals that need a login on your side.

Some customer portals want two-factor codes or a session from your own machine. The Believable Receivable™ desktop app handles those. Same certificates, same registry, same software, running where the portal expects it.

  • Integrates with the portal, ERP and mailbox systems your customers use.
  • Retrieves, authenticates and analyzes the invoice record on a schedule you set.
  • Generates the certificate and the report. Nothing to export, nothing to attach.

You have it. Flaunt it.

Connect your customer's portal. Believable Receivable™ certifies your invoices. Offers arrive.

Free for your business. The funder pays us, only when you accept an offer.